What is Kriptomat Exchange?

Kriptomat is a Europe-based, centralised, custodial digital asset exchange with its base in Estonia. The regulated cryptocurrency exchange platform is government-regulated and fully-licensed in Estonia, under EU legislation. The exchange serves customers in more than 80 countries across the globe. Kriptomat effectively provides its users with a user-friendly platform that makes it possible for them to buy and sell digital currencies.

Platform has a simple interface which makes the exchange easy to navigate especially for beginners.
Kriptomat offers a simple multi-currency wallet.
It provides a trading platform/exchange that runs on PC as well as Android and iOS mobile devices.
The platform supports around 20 different languages.
The platform has never reported any hacks and Kriptomat apparently audited and has multiple security licences. The platform has general security features such as 2FA, etc. Apparently Kriptomat also keeps user funds in offline cold wallet storage for added security.
Users can trade Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), Solana (SOL), Polkadot (DOT), XRP (XRP), Bitcoin Cash (BCH), Aave (AAVE) and many other cryptocurrencies.

Crypto can be purchased with fiat (EUR) using credit card, bank transfer, Skrill, Neteller, Zimpler, etc.
The assets on Kriptomat are apparently insured by Fireblocks – a digital asset custody, transfer and settlement platform.
Platform allows automated buys which make it possible for users to grow their portfolios with routine buys.
Kriptomat offers advanced trading tools for futures or margin trading however users need to complete KYC verification in order to use the exchange. Verifying identity is pretty straightforward and the process takes approximately 5 minutes.

Kriptomat lets users see what trading and withdrawal fees they will be charged before they complete transactions.
Kriptomat’s fee structure is transparent and there are no hidden fees.
The website has a lot of guides to help users navigate the platform with ease.
Kriptomat has attractive referral and affiliate programmes. Users can earn 10 EUR worth of Bitcoin for every friend they decide to invite and who signs up, completes ID verification and makes at least 100 EUR worth of buy or sell transactions using a SEPA deposit or a credit card.
Kriptomat has a rewards program that features a unique playing card-style game with The Dragon Riders of Kriptomat that is powered by Enjin on Ethereum. Users can earn collectible cards and get discounts when using these cards, or they can be traded.

Kriptomat Exchange Buy and Sell Fees

Source: https://kriptomat.io/fees-and-limits/

Kriptomat Crypto Exchange Bank Wire Fees

Kriptomat Exchange Withdrawal Fees

Kriptomat Exchange Trading Limits

Kriptomat Crypto Exchange Savings Account & Rewards Programme

Kriptomat offers a savings feature on their platform which users can make use of to earn yield on their idle assets. In just a few clicks, users of Kriptomat Savings can deposit crypto directly from their Kriptomat wallet and start earning monthly interest on their digital assets.

Users can earn interest on crypto assets such as Tether (USDT), TRON (TRX), Tezoz (XTZ), etc.

Source: https://app.kriptomat.io/savings

Live chat support.
Supported in many countries, including Belgium, Denmark, Finland, France, Greece, Ireland, Italy, Netherlands, Norway, Portugal, Russia, Spain, Sweden, Switzerland, Turkey, United Kingdom and others.
Favourable customer reviews.

Source: https://www.trustpilot.com/review/kriptomat.io

The Limitations of Kriptomat Exchange

Basic trading features compared to other more advanced platforms.
Not available in many other countries.
Fees are fair but not as low as on other exchanges.
The Kriptomat brand is still relatively unknown compared to other rivals operating in the region including FTX, Bitpanda, Coinmama, Luno, Coinbase, Gemini, Kraken, Crypto.com, etc.