{
  "version": "0.1.0",
  "reviewedAt": "2026-10-12",
  "coverage": "Initial reference set, not a complete global legal database or continuous monitoring feed.",
  "records": [
    {
      "id": "eu-mica",
      "jurisdiction": "European Union",
      "region": "Europe",
      "name": "Markets in Crypto-Assets Regulation (MiCA)",
      "recordType": "Regulation",
      "status": "Reference reviewed",
      "summary": "A framework addressing crypto-asset offerings, certain token issuers and crypto-asset service providers.",
      "activities": [
        "Issuance",
        "Custody",
        "Exchange"
      ],
      "legalMilestone": "2023-05-31",
      "reviewedAt": "2026-10-12",
      "reviewBy": "2026-11-11",
      "source": {
        "label": "Official source",
        "url": "https://www.esma.europa.eu/publications-and-data/interactive-single-rulebook/mica"
      },
      "agentImplication": "Assess the actual service, controller, customer location and authority granted. Using an AI agent does not itself create an exemption.",
      "limit": "This record identifies the primary rulebook. It does not verify every amendment, national transition or product classification."
    },
    {
      "id": "uk-crypto",
      "jurisdiction": "United Kingdom",
      "region": "Europe",
      "name": "FCA cryptoasset regulatory perimeter",
      "recordType": "Regulator guidance",
      "status": "Reference reviewed",
      "summary": "FCA material separates cryptoasset registration, promotions and the developing regulatory framework.",
      "activities": [
        "Exchange",
        "Custody",
        "Marketing"
      ],
      "legalMilestone": null,
      "reviewedAt": "2026-10-12",
      "reviewBy": "2026-11-11",
      "source": {
        "label": "Official source",
        "url": "https://www.fca.org.uk/firms/cryptoassets"
      },
      "agentImplication": "Assess the actual service, controller, customer location and authority granted. Using an AI agent does not itself create an exemption.",
      "limit": "Registration and authorisation are different. Verify the current regime and exact permissions for the activity."
    },
    {
      "id": "sg-payments",
      "jurisdiction": "Singapore",
      "region": "Asia",
      "name": "Payment Services Act and DPT licensing",
      "recordType": "Act and regulator guidance",
      "status": "Reference reviewed",
      "summary": "MAS describes licensing for payment services and digital payment token services, including exemptions and transitional provisions.",
      "activities": [
        "Payments",
        "Exchange",
        "Custody"
      ],
      "legalMilestone": "2020-01-28",
      "reviewedAt": "2026-10-12",
      "reviewBy": "2026-11-11",
      "source": {
        "label": "Official source",
        "url": "https://www.mas.gov.sg/regulation/payments"
      },
      "agentImplication": "Assess the actual service, controller, customer location and authority granted. Using an AI agent does not itself create an exemption.",
      "limit": "The source records a 2024 scope amendment. Check the current instrument, service definition and entity listing."
    },
    {
      "id": "dubai-register",
      "jurisdiction": "Dubai, UAE (VARA perimeter)",
      "region": "Middle East",
      "name": "VARA public register",
      "recordType": "Regulator register",
      "status": "Reference reviewed",
      "summary": "A public register for checking entities and the activities covered by their VARA licences.",
      "activities": [
        "Exchange",
        "Custody",
        "Brokerage"
      ],
      "legalMilestone": null,
      "reviewedAt": "2026-10-12",
      "reviewBy": "2026-11-11",
      "source": {
        "label": "Official source",
        "url": "https://www.vara.ae/en/licenses-and-register/public-register/"
      },
      "agentImplication": "Assess the actual service, controller, customer location and authority granted. Using an AI agent does not itself create an exemption.",
      "limit": "Dubai is not a proxy for every UAE jurisdiction. Verify territorial scope and each listed activity."
    },
    {
      "id": "hk-virtual-assets",
      "jurisdiction": "Hong Kong",
      "region": "Asia",
      "name": "SFC virtual-asset framework",
      "recordType": "Regulator guidance",
      "status": "Reference reviewed",
      "summary": "SFC material provides the entry point to virtual-asset regulation and platform supervision.",
      "activities": [
        "Exchange",
        "Custody"
      ],
      "legalMilestone": null,
      "reviewedAt": "2026-10-12",
      "reviewBy": "2026-11-11",
      "source": {
        "label": "Official source",
        "url": "https://www.sfc.hk/en/Welcome-to-the-Fintech-Contact-Point/Virtual-assets/Overview"
      },
      "agentImplication": "Assess the actual service, controller, customer location and authority granted. Using an AI agent does not itself create an exemption.",
      "limit": "Use the relevant current rules and licensed-platform lists; this is not an eligibility decision for an individual platform."
    },
    {
      "id": "za-fais",
      "jurisdiction": "South Africa",
      "region": "Africa",
      "name": "Crypto assets under the FAIS Act",
      "recordType": "Declaration",
      "status": "Reference reviewed",
      "summary": "The FSCA declared crypto assets financial products under the FAIS Act on 19 October 2022.",
      "activities": [
        "Advice",
        "Intermediation"
      ],
      "legalMilestone": "2022-10-19",
      "reviewedAt": "2026-10-12",
      "reviewBy": "2026-11-11",
      "source": {
        "label": "Official source",
        "url": "https://www.fsca.co.za/News%20Documents/FSCA%20Press%20Release_Declaration%20of%20Crypto%20Assets%20As%20A%20Financial%20Product_20%20October%202022.pdf"
      },
      "agentImplication": "Assess the actual service, controller, customer location and authority granted. Using an AI agent does not itself create an exemption.",
      "limit": "This historical declaration does not establish a firm\u2019s current licence, tax treatment or exchange-control permissions."
    },
    {
      "id": "ch-fintech",
      "jurisdiction": "Switzerland",
      "region": "Europe",
      "name": "FINMA FinTech authorisation and AML guidance",
      "recordType": "Regulator guidance",
      "status": "Reference reviewed",
      "summary": "FINMA explains that a FinTech business must assess authorisation and anti-money-laundering obligations based on its activities.",
      "activities": [
        "Payments",
        "Custody",
        "Asset management"
      ],
      "legalMilestone": null,
      "reviewedAt": "2026-10-12",
      "reviewBy": "2026-11-11",
      "source": {
        "label": "Official source",
        "url": "https://www.finma.ch/en/authorisation/fintech/"
      },
      "agentImplication": "Assess the actual service, controller, customer location and authority granted. Using an AI agent does not itself create an exemption.",
      "limit": "A FinTech licence is not blanket permission for all crypto products. Confirm the applicable activity and current rules."
    }
  ]
}